Accidental disability - How To Discuss
James Bradley
Updated on April 30, 2026
Accidental disability,
Definition of Accidental disability:
An insurance policy provision that provides a benefit if the insured becomes disabled due to an unexpected or not purposefully caused event, which was not under the insureds control. Both the event and the resulting injury must be shown to be a result of an accident.
Meaning of Accidental disability & Accidental disability Definition